Free during beta·No bank connection required

A personal income statement for your life.

Upload transactions. See income, spending, savings, and performance in one clean report.

app.budgli.com
Total Spent

$2,840

Money spent this month

Amount Saved

$1,880

Money saved this month

92/100
Monthly Score
Outstanding
Based on savings rate, consistency, and report clarity.
Savings Rate
48/50
Consistency
34/40
Clarity
10/10

How it works

Upload. Review. Read.

Three steps. No spreadsheet.

Step 01

Upload transactions

Add your bank CSV to start your monthly report. Most common formats parse automatically. A manual mapper handles the rest.

Transactions · May 202661 rows · untagged
DateDescriptionAmount
May 28Payroll Deposit+$4,720.83
May 26Freshco Grocery−$127.45
May 25Netflix.com−$17.99
May 22Shell Gas Station−$72.10
May 20Cineplex Movies−$28.50
61 untagged

Step 02

Review categories

Clean up fixed costs, variable costs, and income. Transactions are categorized on import — most months need only a handful of corrections.

Transactions · May 202661 categorized
DateDescriptionAmountCategory
May 28Payroll Deposit+$4,720
Income
May 26Freshco Grocery−$127
Groceries
May 25Netflix.com−$18
Subscriptions
May 22Shell Gas Station−$72
Fuel
May 20Cineplex Movies−$29
Entertainment

Step 03

Read your report

See what you earned, spent, saved, and how the month performed. Income statement, savings rate, and a performance score — all built automatically.

Total Spent

$2,840

Money spent this month

Amount Saved

$1,880

Money saved this month

92/ 100
Monthly Score
Outstanding
Savings Rate
48%

Why we built Budgli

Built from a spreadsheet that worked

Banks show transactions, but they rarely turn them into a clear financial report. Budgli started as a spreadsheet for tracking income, expenses, savings, and monthly performance. It worked — but it was clunky and manual.

Budgli turns that system into a simple personal income statement, bringing your cards, categories, spending, and savings into one clear monthly view.

Noah Kelly

Founder, Budgli

Bank export

PAYROLL DIRECT DEP+$4,720
WAL-MART SUPERCTR−$127
NETFLIX.COM−$15
TF*TRANSFER−$250
No categories · raw export

Budgli report

Net Income$4,720
Expenses$2,840
Savings$1,880
Savings rate39.8%

Beta feedback

Built with early user feedback

Budgli is live in beta. Try the monthly reporting flow and help us make it better.

It made my spending way easier to understand.

Beta user · May 2026

I liked seeing the month summarized instead of reading through transactions.

Beta user · May 2026

The income statement view made the app click for me.

Beta user · May 2026

Help shape Budgli

Try the monthly reporting flow and tell us what to improve.

Free during beta. No bank connection required.

What Budgli tracks

Everything you need to understand your money.

A personal income statement, savings forecast, categories, annual summary, year-over-year analysis, and a performance score.

Personal Income Statement

See income, fixed costs, variable costs, and what you saved — all in one monthly report.

  • Net income, fixed costs, variable spending, and savings separated clearly
  • Savings rate calculated automatically from your real data
  • Works like a business P&L, built for your personal finances
Monthly Income StatementMay 2026
NET INCOME
Net Take-Home Pay$4,720
FIXED COSTS
Rent / Mortgage$1,850
Phone & Internet$80
Subscriptions$28
VARIABLE SPENDING
Groceries$420
Dining Out$189
Fuel$110
Total Expenses$2,840
SAVINGS
Total Savings$1,880
Savings Rate39.8%

Philosophy

Specific, not obsessive.

Budgli doesn't ask you to categorize every coffee. It shows the numbers that actually explain your month — net income, savings rate, and what you kept — in a form you can read in sixty seconds.

Automatic tagging

Transactions are categorized on import. Fix the outliers, not every row.

Meaningful categories

Income, Fixed, Variable, Savings. The four buckets that explain any month.

One score per month

A performance number based on your real data — not a grade, not a judgment.

Raw transactions61 untagged
AMZN MKTP CA*RT9X4−$43.99
WAL-MART SUPERCTR−$127.34
NETFLIX.COM−$15.49
TF*TRANSFER−$250.00
Auto-tagged
Categorized61 tagged
Amazon Purchase−$44Shopping
Wal-Mart−$127Groceries
Netflix−$15Subscriptions
TFSA Transfer−$250Savings
Report built
Monthly reportMay 2026
92/ 100
Monthly Score
Outstanding
Savings rate
40%

Privacy

Your data stays yours.

No bank connection. No raw file storage. Delete everything in one click.

No bank connection required during beta

Upload a CSV instead of connecting directly to your bank.

Raw CSV files are not stored

CSV files are processed for import and are not stored as raw files.

Delete your account at any time

Delete your account and all associated data from Settings — no email required.

Secure email/password authentication

Email confirmation and password reset flows built in from the start.

Account controls — in the real app

Settings · Account

Email address

noah@example.com

Password

Last changed 3 months ago

Delete account

Permanently removes your account and all data

What happens to your CSV file

Import · Data Privacy

CSV uploaded

rbc_nov_2024.csv · 143 rows

Transactions imported

143 rows parsed and stored

Raw CSV file deleted

Not stored after import

Free during beta·No bank connection required

Turn your transactions into clarity.

See your personal income statement, monthly performance, and savings direction — all in one clean place.

Start with demo mode or upload your own transactions. Paid plans may be introduced later.

Pricing

Free during beta.

Try Budgli while we refine the product with early users.

Beta Access

$0/ month
  • CSV transaction import
  • Monthly dashboard
  • Personal income statement view
  • Savings tracking
  • Year-over-year review
  • Manual CSV mapper
  • Privacy controls
Get started

Paid plans may be introduced later as Budgli improves.

FAQ

Common questions.

Answers to questions worth having before you sign up.